Residential Real Estate Transactions in Unpredictable Times – What Lawyers Need to Know
Date: May 29, 2025 12:00 p.m. – 2:00 p.m.
Location: Online
Areas of Law:
Earn up to 2.4 credits! (More Information)
Keynote
Moderator
Presenters
- Marc Demetriou, CLU, ChFC, CDLP
- SVP of Mortgage Lending Branch Manager, Guaranteed Rate, Inc, Montville
Rates are up, rates are down. Homeowners’ insurance is more expensive and covers less. The job market is erratic and borrowers are having a harder time qualifying for loans. New mortgage products and new rules for condo buyers. Buyers or sellers divorcing. Relatives of deceased homeowners who want to buy out their relatives’ interests. The challenges facing lawyers who handle real estate transactions are growing by the minute. How do you sort out the issues so that you can be the best possible lawyer and advisor for your clients?
Join Marc Demetriou, a mortgage loan expert with decades of experience, as he presents a timely program on residential real estate transactions in an unpredictable market. This seminar is designed for real estate attorneys and any other lawyer who is involved in residential real estate transactions – family lawyers, estate planning attorneys and anyone else who needs these important insights and practical information.
Topics include:
- Overview of the U.S. economy, current federal government programs including Fannie Mae and Freddie Mac, conforming/jumbo loans, inflation/job market/unemployment and its impact on housing.
- The real estate market, including value and appraisals.
- All about credit scores – how they are determined, what makes them go up or down, myths versus truths, the three credit bureaus, how to repair credit.
- Lending and borrowing options – general overview of current guidelines, specifics about how to qualify, loans for self-employed borrowers, refinances and reverse mortgages.
- How clients with low credit scores or difficult credit histories can qualify for loans.
- How the condo collapse in Florida changed condominium lending for all states and what New Jersey attorneys specifically need to know.
- Important factors to keep in mind when representing a client in a divorce who is buying or selling.
- Important factors to keep in mind when representing a client purchasing property from a co-beneficiary in an estate.
- Answer to your questions.
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