Business and Practice
Group Insurance Programs, Professional Liability and more
USI Affinity is an insurance broker whose services are available to NJSBA members. USI represents ALL insurance companies in New Jersey and are specialists in working with attorneys for over 50 years.
USI is dedicated to working with Bar Association members to research the best insurance plan for your individual/or firm needs and will walk members through the process of selecting the right insurance plans for each individual member. USI is the NJSBA’s exclusive member benefit insurance administrator of group insurance programs for qualified NJSBA members.
To learn more about the insurance programs available to NJSBA members, or to receive an informal review of your current programs, please contact your local USI Affinity representative at (800) 727-2525. Also visit us at http://www.mybarinsurance.com/nj/.
Need Lawyers Professional Liability? Get comprehensive Professional Liability coverage with USI Affinity’s Lawyers Complete™ Program. Visit www.mybarinsurance.com/NJSBAliability for a customized quote for your firm, to download any necessary forms and get answers to commonly asked Professional Liability questions. With the Lawyers Complete™ Program, USI Affinity provides complete insurance and benefits solutions to the legal industry, including Optimal Lawyers Professional Liability coverage, outstanding Employee Benefits options and personal insurance.
Some Practical Tips When Applying for Professional Liability Insurance
Risk Management Tips for Lawyers
Key Issues to Consider Before You Buy Lawyers’ Professional Liability Insurance
New Jersey State Bar Association’s Practice HQ is a free member resource 
PracticeHQ is designed to help you build and maintain a successful, thriving legal practice.
Look around to find checklists, whitepapers, videos, and other resources available to you as a NJSBA member.
Take a video tour here.
Visit PracticeHQ here for resources on:
● Opening or Closing a Law Firm
● Client Development
● Documents
● Technology
● Money
● Management
● Comparison Charts
● Learning Library
Get 15 percent off ALL American Bar Association Books
It looks like spring is finally starting to show up and members of the New Jersey State Bar Association can get started on some spring reading by using your Books for Bars code, PAB8ENJB, to save 15% off their orders at Shop ABA.
This month, the American Bar Association is proud to publish the 2023 Edition of Model Rules of Professional Conduct. This book is the resource for current information on lawyer ethics. Federal, state, and local courts in all jurisdictions look to the Rules for guidance in resolving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions, and much more. Some of our latest webstore releases include:
- Design Your Law Practice: Using Design Thinking to Get Next Level Results
- Health Law Essentials
- A Guide to Human Rights Due Diligence for Lawyers
- A Legal Guide to Recovering for Flood Losses
- The Law of Trustee Investments, Second Edition
Save with members-only access to the GE Appliances Store
The GE Appliances Store is an exclusive, online shopping site where NJSBA members can purchase high-quality appliances direct from GE Appliances at discount member prices. Full service, in home delivery available to most homes.
MEMBER BENEFITS:
EVERYDAY SAVINGS
Access to members-only savings of up to 25% off MSRP every day on the latest in high quality appliances.
TOP BRANDS
Shop your favorite GE®, GE Profile™ Series, Café, HotPoint®, Haier, and Monogram® appliance brands.
PREMIUM FINISHES
GE Appliances is the leader in premium finish choices.
EXCLUSIVE PROMOTIONS
Sign up for the GE Appliances Store e-newsletter and be the first to know about special offers and national rebates.
Register and Start Shopping Now!
$1,440 closing cost credit when NJSBA members finance their home with Marc Demetriou
Marc Demetriou at Guaranteed Rate is offering all members of the New Jersey State Bar Association a “No Lender Fee Mortgage” ($1440 Lender Fee Credit), competitive low rates and a dedicated team to deliver world class service. With Marc Demetriou’s expert advice and amazing team, you will experience a fast, efficient and seamless digital mortgage process for speed and convenience.
Marc Demetriou is an SVP of Mortgage Lending and Branch Manager at Guaranteed Rate and is currently licensed in all 50 states successfully serving his clients in traditional and reverse mortgages. He consistently ranks in the top 1 percent of mortgage originators in the U.S., according to leading industry sources Origination News, Mortgage Executive and Scotsman Guide.
For more details, visit www.rate.com/NJSBA
About Guaranteed Rate
Guaranteed Rate is one of the largest retail mortgage lenders in the United States. Headquartered in Chicago, the Company has 7,500 employees in 400 offices across the U.S., and is licensed in all 50 states and Washington, D.C. Since its founding in 2000, Guaranteed Rate has helped hundreds of thousands of homeowners with home purchase loans and refinances and funded more than $59 billion in loans in 2020 alone. The company has cemented itself as Positively Different by introducing innovative technology, such as the world’s first Digital Mortgage, by offering low rates and by delivering unparalleled customer service. Honors and awards include: Top Lender for Online Service for 2018 by U.S. News & World Report; Best Mortgage Lender for Online Loans and Best Mortgage Lender for Refinancing by NerdWallet for 2021; HousingWire’s 2020 Tech100 award for the company’s industry-leading FlashClose SM technology; No. 3 ranking in Scotsman Guide’s Top Retail Mortgage Lenders 2019; Chicago Agent Magazine’s Lender of the Year for five consecutive years; Chicago Tribune’s Top Workplaces list for seven consecutive years.
Save up to 25 percent on credit card processing
LawPay provides attorneys with a simple, secure way to accept online payments in their practice. LawPay understands the unique compliance and financial requirements placed on attorneys, which is why their solution was developed specifically to correctly separate earned and unearned fees, giving you peace of mind that your credit card and eCheck transactions are always handled correctly. To learn more, call 866-730-4140 or visit lawpay.com/njsba.
Think Savings. Think Lenovo. 
NJSBA has teamed up with Lenovo, a global leader in the PC marketplace, to offer you savings on its entire line of reliable, high-quality, secure and easy-to-use technology products and services. Save up to 30 percent off the everyday public web price on everything you need for your home and office, including all laptops, tablets, desktops, all-in-ones, workstations, servers, and accessories. This includes savings on a variety of top products, including the award winning ThinkPad notebooks.
NJSBA members also receive:
- Free ground shipping on all web orders
- Monthly limited time special offers
- Access to energy-efficient green technologies
- Access to dedicated and knowledgeable sales staff
For more information and easy ordering:
Call: 1.800.426.7235, ext. 3577 (M-F: 9am – 9pm EST, Sat: 9am – 5:30pm EST)
Visit us Here.
Experience the Lenovo difference! Be sure to check the website often – special offers change frequently.
Meeting Space at the New Jersey Law Center
Meeting space is available free to NJSBA sections and committees hosting meetings. There are two rooms available for NJSBA members who need space for depositions or attorney/client meetings, available Monday-Friday at no charge. The New Jersey Law Center is a state-of-the art conference facility, capable of accommodating groups from eight to 250, with audiovisual and catering services. Contact the Meetings Department if you need meeting space at 732-249-5000.
New Jersey State Bar Association Member Savings
Through your association’s partnership with NPP, you can access savings on a variety of products and services.
To receive this offer:
- Visit www.mynpp.com, click Join Now
- Choose Company Savings and enter your company information
- Select Legal as your industry and our association from the dropdown menu
- Submit
- You will receive an email to confirm your NPP account and setup a password
- Start saving
Registering with NPP is completely free to NJSBA members.
For more information about NPP, please contact Abby Keys at 206.494.4546, 800.810.3909, or [email protected].
NJSBA members receive a 10 percent discount on full-service payroll and a 60-day free trial 
NJSBA members enjoy savings with low-cost, online accounting and payroll software through Patriot Software, LLC, a provider of online accounting and payroll software solutions for small businesses.
Participating members can access a free employee portal, free direct deposit, and unlimited payroll runs. Patriot withholds and deposits payroll taxes and files federal, state, and local payroll tax returns for full-service customers.
Discounts are also available for accounting software for small business:
• 1099 Software – Pay bills, and print 1099s yourself
• Accounting Software – Simple, cash-basis accounting
CLICK HERE to see individual pricing and services.
For questions or assistance, contact Patriot Software’s USA-based support team, toll free at 877-968-7147, or go to www.patriotsoftware.com for standard “cafeteria” pricing and compare.
Save 10 percent on virtual reception services with Ruby® Receptionists 
Ruby delivers exceptional experiences to callers and website visitors, building trust and long-lasting customer relationships. Our highly trained virtual receptionists answer calls and chats live, 24/7/365, saving you time so you can focus on what you do best. Ruby builds great relationships, from first impressions to lasting loyalty.
Over 14,000 business owners trust Ruby with front-line communications. In return, they get increased sales inquiries and measurably better customer satisfaction. Ruby is the best teammate you’ve never had.
“See how Ruby works and hear how Ruby is helping legal professionals grow their law firms.”
NJSBA Members receive:
21-day Moneyback Guarantee
10% off your monthly subscription
Ruby is the best teammate you’ve never had. To learn more, call 855-326-9699 or click here.
Smith.ai Virtual Receptionists & Web Chat 
Smith.ai is a superior virtual receptionist and web chat service for attorneys that combines real receptionists with machine intelligence. Our live, U.S.-based receptionists answer and return calls, and respond to live website chats. Our AI chat bot provides 24/7 responsiveness to your website visitors.
By phone and web chat, we can capture and qualify leads, intake new clients, book appointments, and accept payments. With 30+ software integrations and our own Zapier app, we sync with your CRM, calendar, intake, billing, and marketing automation programs, including Clio, Clio Grow, Lexicata, HubSpot, Calendly, Acuity, LawPay, and many more. The result: We don’t just answer and transfer calls — we take real (non-lawyering) work off your plate.
Plans start at $60/mo for web chat, and $70/mo for phone receptionists, and include free spam blocking. There are no setup fees, contracts, or cancellation penalties. Starting or switching to Smith.ai is easy, and can be completed within 1 business day.
NJSBA members receive the following benefits:
· $50 off your first month of live calls or web chat with code NJBAR50
· 10-call/5-chat free trial (up to 30 days)
· 5% discount when you sign up for both live calls and web chat
· 15% annual plan discount
Try Smith.ai for free and experience fewer interruptions and chores, improved marketing results, more qualified leads, and greater client satisfaction.
To learn more, chat with us at https://smith.ai, call (650) 727-6484, or email [email protected].
SurePayroll offers Member Benefit Pricing for NJSBA members
SurePayroll is the trusted provider of easy online payroll services to small businesses nationwide.
Whether a business has 1, 10, or 100 employees, SurePayroll delivers peace of mind by combining innovative, industry-leading technology and personalized support from an award-winning, US-based customer service team.
SurePayroll also provides online solutions for managing 401(k) plans, health insurance, workers’ compensation, employee screening and more.
NJSBA members can save up to 40-70 percent off compared to traditional providers. SurePayroll is a wholly owned subsidiary of Paychex.
Member Benefit Pricing:
- $54.99 per month for five employees
- $1.99 per employee over five per month
- Unlimited payroll
Flat Rate Pricing on Shipping 
UPS took the guesswork out, and put the easy in.
NJSBA members now have access to new and improved flat rate pricing – no matter how much you ship, when you ship, or where it’s going.
Members-Only Savings Include:
• 10%* on UPS Next Day Air® Early
• 50% on Domestic Next Day / Deferred
• 30% on Ground Commercial / Residential
• International: 50% on Export / 40% on Import / 25% Canada Standard
• Savings begin at 75%* on UPS Freight® shipments over 150 lbs.
• In addition, members can take advantage of UPS Smart Pickup® service for free.
Open a new account, or if you are already taking advantage of our UPS savings program, re-enroll and apply the new discounts to your existing account by visiting: www.savewithups.com/njsba or call 1-800-MEMBERS (1-800-636-2377), M-F 8 a.m. – 5 p.m., ET.
*Visit www.savewithups.com/njsba for specific services and discounts.
Receive enhanced protection.
Minimize financial setbacks with insurance through UPS Capital Insurance Agency, Inc., by protecting your shipments. Members can save up to 17% over their current declared value and get broader coverage in the event of a loss or damage. There is no fee to sign up and charges are incorporated automatically into your UPS® invoice. Simply enter the value of your goods in the declared value field of the shipping system.
Call: 1-800-MEMBERS (1-800-636-2377) M-F 8 a.m. – 5 p.m. ET to confirm your participation. Click here (www.1800member.com/ups-capital-group-3) for additional information.
Print and produce a wide variety of marketing materials online.
The UPS Store® provides members with quick, affordable and effortless digital printing solutions with easy online ordering and expert customer service.
First time users, visit: meridianone.upsstoreprint.com/offer/njsba
Returning users, visit: meridianone.upsstoreprint.com