Insurance Law Institute 2023

Date: Oct 24, 2023 9:00 a.m. – 4:00 p.m.

Location: Online

Event Code: I079323

Areas of Law: Insurance

Earn up to 6.7 credits! (More Information)




Julia Talarick, Esq.
Kinney Lisovicz Reilly & Wolff PC, Parsippany


Bethany L. Barrese, Esq.
Saxe Doernberger & Vita, PC, Basking Ridge
Maida Chinosi, Esq.
Hinshaw & Culbertson LLP, Union
Kathleen J. Devlin, Esq.
Weber Gallagher Simpson Stapleton Fires & Newby LLP, Bedminster
Eric Jesse, Esq.
Lowenstein Sandler LLP, Roseland
Ashley Lauren Turner, Esq.
McCarter & English, Newark
Tracey K. Wishert, Esq.
Riker Danzig, LLP, Morristown
Kevin E. Wolff, Esq.
Kinney Lisovicz Reilly & Wolff PC, Parsippany

Presented in cooperation with the NJSBA Insurance Law Section

This year's Insurance Law Institute will focus on an insurer’s duty to defend. Questions that will be explored include:

  • When does the insurer have a duty to defend?
  • When can an insured recoup defense costs?
  • When should an insurer not defend?
  • What should a reservation of rights letter contain?
  • What happens when an insurer fails to defend?

Our panel of NJ insurance law attorneys will address these questions and more as they demystify the duty to defend.

Topics include:

  • Duty to Defend
    • What is it?
      • Policy language
      • Four corners test
      • Facts outside complaint
    • Historical overview
    • Tenders
      • Recoupment of defense costs
      • coverage (or not) for pre-tender defense fees
    • Defend claims or suits
      • Cost share agreement and allocation
    • Conflicts – can insurer defend?
      • What are the scenarios?
    • Material misrepresentation
      • Can insurer offer a defense?
      • Rescission and timing
  • The Do’s and Don’ts of Reservation of Rights Letters
    • Magical words
    • Named insured v. additional insured
      • Timing
      • Assignment of counsel
    • Raising coverage defenses
      • In ROR
        • Catchall phrase
      • In denial letter
  • Consequences of a wrongful failure to defend

CLE Credits
NJ CLE:NJ CLE information: This program has been approved by the Board on Continuing Legal Education of the Supreme Court of New Jersey for 6.7 hours of total CLE credit (Full Credits Available: NJ Civil Trial Attorney Credit: 6.7, NJ General: 6.7).
NY CLE (t&nt):NY Professional Practice Non-Transitional: 6.5
PA CLE:PA Substantive Credit: 5.5
New: No PACLE fee is required for this program. To earn PA CLE credits, a valid PA Bar ID number must be entered into the CLE form provided after attending the program.

Important Information About Our Events, Meetings, and More:
To secure your spot and receive important updates about our events, meetings, and other gatherings, such as schedule changes, remember to register in advance.

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If you need to cancel your registration and are not transferring to another program or date, please submit a written request to us at least three business days before the event, meeting, or gathering. You will receive a refund minus a $20.00 cancellation fee. No refunds or registration changes will be issued within three business days of the event, meeting, or gathering.

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Registered participants will be notified of any schedule changes. For updates regarding inclement weather, please check your email or visit

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